Borrowers

Conventional

99% Financing
97% Financing
No Mortgage Insurance With 95%
100% Gift Funds Available
First Time Buyer / Reduced Monthly Mortgage Insurance
Non-Occupant Income Acceptable
Custom Amortization Terms 8-29 Years

Jumbo

$424,100 to $3,000,000
95% Financing
Piggy Back Loans Available
680 FICO Score

FHA

96.5% Financing
$100 Down Program
Low Credit Score
High Debt to Income Acceptable
100% Gift Funds OK
95% Financing 3 to 4 Units
Good Neighbor Next Door – Teachers, Law Enforcement Officers, Firefighters
No Credit Score Requirements with 5% Down
H-1B Visa’s Allowed
Dream Act Loans Available
Reverse Mortgage Programs
$100 Down Payment Program
FHA 203K Remolding Loan

USDA

100% Financing
560 Credit Score
Reduced Monthly Mortgage Insurance
Closing Costs Rolled Into The Loan
Minimal Underwriting Restrictions
No Cash Reserves Required

NON / QM

Our enhanced Credit Opportunity Program allows borrowers to obtain mortgage loans in circumstances that are not normally available to them in today’s conforming credit market.
Bank Statement Program for Self-Employed
Stated Income for Self-Employed
Stated Program for Investment Properties
Asset Depletion Program
One Day Out of Foreclosure
One Day Out of Short-Sale
One Day Out of Bankruptcy
ITIN and Other Foreign National Programs Available

VA

100% Financing
No Monthly Mortgage Insurance
560 Credit Score

We can do a TBD (To Be Determined) for home buyers.
They are underwritten and ready for a clear to close…..Close in 7 days!
All they need is a property, appraisal, and title. That’s IT!

Not ready to refinance yet? Let me know what rate and term you are looking for an I will contact you as soon as it becomes available. 

Rate Alert

Don't wait! Find out about your options today!

It's a great time to purchase or refinance, so let us walk you through the whole process. It's easy!

Get a rate quote. No matter your needs, we are here to help!